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Friday, November 2, 2018

SBI’s Diwali gift: Free, quick take-away benefits to this service till November 30 for customer

SBI’s Diwali gift: Free, quick take-away benefits to this service till November 30 for customer



SBI’s Diwali gift: Free, quick take-away benefits to this service till November 30 for customer

State Bank of India has given a big gift to its customers before Dhanteras and Diwali. The bank has zeroed in on the processing fee on personal loan giving Diwali to customers. That is, now consumers will not be charged for taking loans. However, this offer for customers will remain till November 30.

Process fee will be completed

When you take a loan, there are some costs associated with it. There are other factors including interest payments, processing fees, administrative charges, prepaid penalties. SBI has already completed the charge before taking the loan. According to the information given by the bank, on 30 November, this charge will not be applicable to personal loan takers.

Personal loan depends on these things

Mainly banks offer personal loans at 10% to 18% of interest. The personal loan interest rate is determined on the basis of your income profile. You work in a company How much is your salary? Apart from this, if your salary account is in the bank where you want to take a personal loan, the bank will give you less interest

According to information given on the SBI website, personal loan interest rate is calculated daily or by reducing balances with monthly matrilogy. Generally speaking, interest on personal loans is calculated on the remaining loan amounts. The result is that the interest on your EMI repayment is reduced as you like. That’s why the efficiencentrerest on personal loan comes very little

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